The 1st six digits with the account number in a bank card indicate the Bank Identification Numbers (BIN). These numbers are necessary as they have to be verified before any payment can be authorized. Validating this number necessitates the utilization of a BIN list tool to distinguish the institution that issued the charge card and other secured information.
The BIN checker tool, when i mentioned earlier, is really a tool employed in authenticating the corporality of your bank identification number from updated databases.
The key function of this tool is to find the mandatory information required to validate transactions completed with credit cards. This calls for examining the first 3 to 4 digit with the debit or credit card.
On account of frequent changes along with the massive amount records it covers – over 300, 000 record at this time – it can be extremely difficult to keep or read completely from the BIN list.
Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We’re going to talk more about it over the following article.
How TheBIN List Tool Works
It’s really quite simple. The aim of the tool would be to lookup the BIN to determine if it is just a credit, debit prepaid, or plastic card.
To make use of the too, simply type in the first six digit and click on check. The tool will bring up all the secured information associated with the BIN you entered.
Here is a table showing the cardboard the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is the first digit of the charge card number.
Here’s a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is advantageous in determining the card type by traders. It tells be it credit cards, debit card, prepaid credit card, or bank card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the chance to monitor suspicious orders.
For more details about BIN Checker web page: click here.