The initial six digits from the account number in different charge card indicate the lender Identification Numbers (BIN). These numbers are necessary while they must be verified before any payment can be authorized. Validating the dpi requires the utilization of a BIN list tool to distinguish the institution that issued the charge card along with other secured information.
The BIN checker tool, while i mentioned earlier, can be a tool utilized in authenticating the corporality of an bank identification number from updated databases.
The primary purpose of it is to get the essential information necessary to validate transactions done with cards. This requires checking the first 3 to 5 digit in the credit or debit card.
Due to frequent changes and also the massive amount records it covers – over 300, 000 record at this time – it is almost impossible to maintain or read completely from the BIN list.
Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We’re going to talk much more about this tool in the next article.
How TheBIN List Tool Works
It can be really quite simple. The aim of the tool is usually to lookup the BIN to see if it’s a credit, debit prepaid, or bank card.
To make use of the too, simply enter the first six digit and then click check. The tool provides up every one of the secured information linked to the BIN you entered.
This is a table showing the charge card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the actual first digit in the bank card number.
Here is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is helpful in determining the card type by traders. It tells be it a credit card, bank card, prepaid card, or bank card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the opportunity to monitor suspicious orders.
More information about BIN Checker web site: click now.