The initial six digits with the account number in different bank card indicate the lender Identification Numbers (BIN). These numbers are very important since they has to be verified before any payment would be authorized. Validating the dpi requires the utilization of a BIN list tool to recognize the institution that issued the charge card and also other secured information.
The BIN checker tool, because i mentioned earlier, is really a tool used in authenticating the corporality of your bank identification number from updated databases.
The key purpose of this tool is to buy the essential information needed to validate transactions carried out with credit cards. This requires examining the first 4 to 6 digit in the debit or credit card.
As a result of frequent changes as well as the great deal of records which it covers – over 300, 000 record currently – it is almost impossible to take care of or read completely from the BIN list.
Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We are going to talk a little more about this tool over the following article.
How TheBIN List Tool Works
It is pretty simple. The objective of the tool is usually to lookup the BIN to see if it is just a credit, debit prepaid, or charge card.
To work with the too, simply enter in the first six digit and click on check. The tool brings up each of the secured information in connection with the BIN you entered.
Here’s a table showing the charge card design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is first digit with the charge card number.
Here is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is useful in determining the charge card type by traders. It tells whether it’s a card, debit card, prepaid credit card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.
More information about BIN Checker have a look at our site.