The 1st six digits with the account number in a charge card indicate the lending company Identification Numbers (BIN). These numbers are necessary because they have to be verified before any payment can be authorized. Validating the dpi demands the usage of a BIN list tool to recognize the institution that issued the credit card and other secured information.
The BIN checker tool, as I mentioned earlier, is often a tool doing work in authenticating the corporality of the bank identification number from updated databases.
The key purpose of it is to buy the mandatory information had to validate transactions finished with charge cards. This implies checking the first 4 to 6 digit of the debit or credit card.
Because of frequent changes and also the number of records that it covers – over 300, 000 record at the moment – it can be extremely difficult to maintain or read directly from the BIN list.
Fortunately there exists a tool which enables curb this drawback – the BIN checker tool. We will talk more details on it in the next article.
How TheBIN List Tool Works
It can be easy enough. The purpose of the tool is to lookup the BIN to ascertain if it is just a credit, debit prepaid, or plastic card.
To use the too, simply enter in the first six digit and then click check. The tool will bring up each of the secured information related to the BIN you entered.
Listed here is a table showing the credit card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is first digit in the charge card number.
Here is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is advantageous in determining the card type by traders. It tells be it a charge card, bank card, prepaid card, or charge card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possibility to monitor suspicious orders.
To read more about BIN Checker resource: check here.