The very first six digits with the account number in different bank card indicate the lending company Identification Numbers (BIN). These numbers are very important while they has to be verified before any payment can be authorized. Validating this number requires the utilization of a BIN list tool to identify the institution that issued the cardboard and also other secured information.
The BIN checker tool, because i mentioned earlier, can be a tool utilized in authenticating the corporality of the bank identification number from updated databases.
The principal function of this tool is to buy the necessary information required to validate transactions carried out with credit cards. This involves checking the first 3 to 5 digit in the credit or debit card.
Because of frequent changes as well as the massive amount records which it covers – over 300, 000 record currently – it’s almost impossible to keep up or read straight from the BIN list.
Fortunately there is a tool that can help curb this drawback – the BIN checker tool. We are going to talk a little more about it over the following article.
How TheBIN List Tool Works
It can be easy enough. The aim of the tool is to lookup the BIN to find out if it is just a credit, debit prepaid, or bank card.
To utilize the too, simply go into the first six digit and click on check. The tool brings up every one of the secured information related to the BIN you entered.
Here is a table showing the credit card the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is the first digit in the charge card number.
Below is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is effective in determining the charge card type by traders. It tells be it a credit card, debit card, prepaid credit card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.
More info about BIN Checker check out the best site.