The initial six digits from the account number in different bank card indicate the lender Identification Numbers (BIN). These numbers are important as they has to be verified before any payment would be authorized. Validating this number demands the using a BIN list tool to spot the institution that issued the cardboard and also other secured information.
The BIN checker tool, when i mentioned earlier, can be a tool doing work in authenticating the corporality of a bank identification number from updated databases.
The main purpose of it is the mandatory information had to validate transactions finished with cards. This involves examining the first 4 to 6 digit from the debit or credit card.
Due to frequent changes along with the number of records that it covers – over 300, 000 record right now – it’s almost impossible to maintain or read from the BIN list.
Fortunately you will find there’s tool that helps curb this drawback – the BIN checker tool. We’re going to talk more details on it in the next article.
How TheBIN List Tool Works
It can be easy enough. The goal of the tool is always to lookup the BIN to find out if it is a credit, debit prepaid, or plastic card.
To utilize the too, simply type in the first six digit and click on check. The tool brings up all of the secured information related to the BIN you entered.
Listed here is a table showing the card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, the actual first digit of the plastic card number.
Below is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is advantageous in determining the cardboard type by traders. It tells be it a charge card, bank card, prepaid card, or credit card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the opportunity to monitor suspicious orders.
More details about BIN Checker have a look at the best web page.